Insurance Is a Matter of Trust

Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden water damage at home. In these situations, it's important to know that you can rely on your insurance policy to protect you.


As an independent insurance agency, Charles L. Kirby Agency, Inc. helps you find insurance solutions tailored to your individual needs. We draw from a vast pool of personal, property and commercial insurance policies.


We invite you to explore our comprehensive consulting services and get to know our competent and friendly staff.

Our Staff

Rick Dowling

Win Esten

Pat Menard

Telephone  401-762-4500

Fax            401-766-9098

Automobile Insurance


Automobile insurance is one of the most important policies you can own. Find out what sort of coverage your policy should provide.

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Homeowners Insurance

Your home is probably the most important investment you will make.  We make sure you cover all the bases and provide coverage that is current.

Commercial property insurance


Fire, storm, water damage your commercial real estate is vulnerable to many risks. We'll help you determine your coverage requirements.

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Overview of commercial insurance policies